Unclaimed-property recovery
You may be owed money you don’t know about.
States are holding billions in forgotten money — old bank accounts, insurance payouts, tax refunds, uncashed checks, dormant investments — for people who have no idea it’s there. We find what belongs to you and help you claim it. You pay nothing unless we recover.
No upfront cost · No obligation · We’re paid only when you are
1 in 7 Americans has unclaimed money — over $70 billion sits waiting with state governments.
- Verify it on your state's official site
- Backed by licensed attorneys
- Pay nothing unless we recover
Billions
in unclaimed property sit with state governments waiting to be claimed
$0
out of pocket — our fee comes only from money we recover for you
End-to-end
we find the funds, prepare the claim, and see it through to payout
How it works
Four steps. We do the heavy lifting on every one.
01
We find your money
We continuously search state unclaimed-property records — dormant bank accounts, insurance payouts, tax refunds, uncashed checks, old deposits — and match funds being held in your name.
02
We confirm it's you
Using public records and identity verification, we confirm you're the rightful owner — or, if the owner has passed, the heirs entitled to the funds.
03
We handle the claim
State claim forms, notarization, supporting documents, and filing deadlines — we prepare and submit the entire claim and deal with the state on your behalf.
04
You get paid
When the state releases the funds, you keep the majority. We're only paid when you are — there is never a cost to you out of pocket.
Why LostFunds
The money is yours. We make claiming it simple, fast, and risk-free.
Nothing out of pocket
We work on contingency. You pay a single success fee only if and when we recover your money. No recovery, no fee — ever.
We handle everything
Forms, filings, notarization, deadlines, and any back-and-forth with the state. You don't chase paperwork; we do.
Real money, already yours
This is money the state is already holding in your name — wages, deposits, insurance, refunds, investments — waiting to be claimed.
Capped, transparent fee
Our fee is disclosed up front in plain language and held below the statutory cap in every state we operate in. No surprises.
Real specialists, not a mailer
Most outfits blast postcards and hope. We combine state unclaimed-property data with people who walk each case through to payout.
Backed by licensed attorneys
Where a state requires it, your claim is handled by a licensed professional authorized to recover the funds. We maintain a network in every state we operate.
Heirs welcome
If the owner has passed away, we help the rightful heirs establish their claim — a process most families never know is available.
Common questions
Is this real money, or a scam?
It's real. Banks, employers, insurers, and other companies are required to turn over money they can't return to you — old accounts, refunds, uncashed checks — to the state, which holds it in your name. States don't track you down, so it sits unclaimed. We're paid only if we successfully return it to you.
What does it cost me?
Nothing up front. We charge a single contingency fee out of the recovered funds, disclosed before you sign and capped below your state's legal limit. If we recover nothing, you owe nothing.
How do you know I'm owed money?
We search state unclaimed-property records and match funds being held under your name. You can confirm it yourself on your state's official site — and we'll point you there.
What if the owner has died?
The funds pass to the heirs. We help identify and document the rightful heirs so the claim can be made properly.
How long does it take?
It varies by state — some release funds in a few weeks, others take a few months after a claim is approved. We keep you updated at every step.
What's the risk to me?
None financially. You sign a clear agreement, we front the work, and you only pay from money you wouldn't otherwise have recovered.
Find out what you’re owed.
Search your name and we’ll check whether a state is holding money for you — free, with no obligation. If there’s money to recover, we’ll handle it from there.
Email us at support@lostfunds.ai and we’ll respond within one business day.